Capital Markets and FMI
Ariadne technology covers all financial assets. It provides life-cycle management 24/7 out of the box and comprehensive risk management with scenarios, planning, and intraday balance sheet risk analysis. Near-real time NAV and EoD when needed in any valuation standard for the capital markets infrastructure of the future, including DLT.
Banks and Financial Firms
AnalytX is the state-of-the-art financial analysis and risk management software built on decades of experience in over 200 banking institutions. It meets the needs of treasury, finance, risk, and board functions. AnalytX eliminates the brute force reconciliation and data warehouse problems for good and provides parallel accounting. Nominal, FMV, IFRS, LGAAP, and ILAAP, ICAAP, IRRBB, LCR, etc. out of the box.
SolitX provides a universal financial product engine from savings to bonds, annuities, swaps, futures, derivatives, etc. Any financial instrument can be configured without a software change. SolitX delivers the state, including EoD whenever needed to wherever required, 24/7 and in millisecond calculations. Ideal for existing booking engines and subledgers. It replaces end-of-life legacy product systems and augments neo-cores which lack product engines. Built with RESTful APIs, for cloud-native or on-prem deployment.
Loan Management Systems & Leasing
In leasing and lending, institutions need flexibility when defining products and developing customer/market specific front ends. The consistent and expandable API based SolitX product engine allows for easy configuration of any product. AnalytX provides cutting edge financial analysis and risk, including budgeting and planning, on top of existing systems or in conjunction with SolitX. Ariadne technology is the ideal platform to supercharge any stand-alone lending business or enhance existing core booking engines and subledgers. It dramatically improves the ability to securitize loan books from a granular to any aggregation level on a near automated basis.
Digital Twin & Legacy transformation
A safe transition from legacy systems begins with creating digital twins on an analytical level of financial applications using Ariadne AnalytX. This approach does not interrupt or interfere with production systems. It immediately reduces the brute force reconciliation efforts and ensures accuracy on cash flow level from which any financial statement can be derived. Digital twins transform complexity into clarity, enabling financial firms to move confidently into the future. The current chaos in financial IT Architecture can only be overcome with Ariadne digital twin technology based on the Open-Source ACTUS Financial Contract Standard.
Fintech & Neo Cores
Fintech and neo-cores brought innovation in payments and simple financial business models (BNPL, factoring, and similar). They have succeeded in isolating or replacing legacy booking engines thanks to shiny front ends. However, these applications have limited financial product ranges and an insufficient architectural separation between account and product. Financial analysis and risk are afterthoughts. Ariadne universal financial product technology increases the product range for fintechs and neo-cores and enables financial risk management on top of existing systems.
Agentic Finance
Ariadne is the computational layer for agentic finance. With Ariadne, agents can not only talk about finance but will understand finance. Agents and autonomous systems require a verifiable, standardized set of deterministic constructs of financial contracts which form the granular basis of any financial business – regardless of legacy or the new machine-based economy. Ariadne already provides agents with the ability to configure, instantiate, life cycle, analyze and risk manage financial contracts on scale.
Real Time Net Asset Value NAV 24/7
Capital markets infrastructure is moving to 24/7. Legacy bank systems are batch processing, not 24/7, have massive reconciliation issues and are thus not able to produce NAVs when needed and where needed. Atomic settlements and near real time DvP require the ability to value and risk manage financial assets 24/7 with accuracy and precision. Ariadne technology is accurate to the millisecond and already brings currently unachieved fidelity to applications and participants in capital markets and financial market infrastructure.
Tokenization
All assets on balance sheets will be tokenized, including financial assets. Capital efficiency will significantly improve. Ariadne technology enables tokenization with native digital financial assets. Consistent and standardized machine readable AND machine executable financial term sheets are a precondition for the successful tokenization of debt, structured instruments and derivatives on scale. Ariadne has tokenized USD5B of leasing assets and is working with the leading DLT FMI providers bringing consistent financial logic to issuance, trading, clearing, settlement, financial risk and valuation.
Pension Funds
Private and public retirement funds face highly complex environments in Asset and Liability Management (ALM) and long-term planning and budgeting. Dynamic modeling and simulations with consistency across Balance Sheet, P&L and Cash Flow are necessary to create actionable reports for managers, boards and supervisors. Ariadne AnalytX provides state-of-the-art technology which is easy to use and allows for ultimate flexibility from daily use to complex large-scale simulations. Large pension funds use Ariadne AnalytX in conjunction with the VertX IQ Platform.
Insurance
Life and non-life insurance companies require robust and consistent dynamic modeling for revenues, assets, and reserves. Ariadne AnalytX provides state-of-the-art technology which is easy to use and allows for ultimate flexibility from daily use to complex large-scale simulations for treasury, financial risk and the board.
Financial Regulation
Regulators and Supervisors are requesting significant amounts of financial data from financial firms. Traditional regulatory reporting is focused on the current and past performance, the rear-view mirror. However, data alone is not enough. Standardized algorithmic definitions of the payment obligations on a granular, financial contract level are required for consistent systemic risk management. Ariadne has been working with the world's leading regulators, including ECB, OFR, OCC and the Federal Reserve to bring clarity and actionable insights to financial regulators.